Make printable subtraction problems for K-5, with or without regrouping, including borrowing across zeros. Choose grade and difficulty; answer key included.
Free · No account · Up to 40 problems · Answer key included
Tip: Describe the specific skill or topic. The generator calibrates complexity to the grade level you pick.
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Subtraction problems ask students to find a difference, and regrouping (also called borrowing) is the step where a student renames one ten as ten ones, or one hundred as ten tens, when the top digit is too small. This generator writes sets at your grade and difficulty, with an answer key.
Subtraction runs through 1.OA.C.6 (within 20), 2.NBT.B.5 (within 100), 3.NBT.A.2 (within 1,000), and 4.NBT.B.4 (the standard algorithm). The extra step compared with addition is the regroup: students notice the top digit is smaller, take one from the next place, and adjust both digits.
Set the range: within 10 for kindergarten, 20 for 1st grade, 100 for 2nd, and three or four digits for 3rd and 4th. Then pick a regrouping option:
No regrouping, for introducing the method
Regrouping in every problem: 504 − 287 = 217
Borrowing across a zero: 500 − 268 = 232, 403 − 157 = 246
Mixed sets for spiral review
Missing-number items (72 − __ = 45) for early algebraic thinking
Use a 15-problem page as a warm-up, a reteach set when a quiz shows regrouping errors, or summer review. Pair it with the addition problems generator for a balanced fluency block.
The topic and the format, such as two-step equations or fraction word problems about cooking.
Grade, difficulty, and number of problems. It usually takes 10 to 20 seconds.
Work a few problems yourself, then print the student copy and the answer key.
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GradeWithAI reads handwritten math from scans or phone photos and gives partial credit under your rubric or answer key. You review each score before it posts.
Grading the completed math work? See how the AI math grader gives partial credit

Yes. Ask for 'subtraction across zeros' and the generator writes problems with a zero in the top number, such as 600 − 347, so students practice renaming twice.
Each item has an answer line, and the page is plain text. Students who need to stack the numbers can copy each problem into a column on scratch paper or graph paper you hand out.
Addition, subtraction, multiplication, division (including long division), fractions, decimals, ratios, percents, pre-algebra, Algebra 1 and 2, and geometry.
Yes. Ask for word problems in the description, and add a context such as sports, animals, or food if you like.
Pick the grade, which sets the kind of numbers and operations, then choose easy, medium, or hard.
Yes. Every problem has an answer, printed on a separate page. Work a few problems yourself before handing the set out, since AI-generated math can contain mistakes.
No. It writes problems. To grade completed work, upload it to GradeWithAI, which reads handwritten math and gives partial credit under your rubric or answer key.
Yes, with no account.
Starting points with the grade and topic filled in.
21,000+ teachers use GradeWithAI to grade essays, tests, and handwritten work, and report saving 10+ hours a week.
The free plan grades 25 submissions every 30 days. No credit card.
Reported by teachers using GradeWithAI, with feedback on every submission they grade.


